ABOUT US
Debt Capital.
Strategic Solutions.
ABOUT US
Debt Capital.
Strategic Solutions.
WHY VANGELD
OUR STORY
Vangeld was born with the founders’ vision to support property investors and developers harness credible opportunities that required quick, decisive and prudent lending solutions that were not available through traditional banking. With the founders having hands on experience in property development, private lending as well as traditional banking, we understood the struggles of borrowers and opportunities for lenders with a broad spectrum of risk appetite.
The founders started the operation by deploying their balance sheet capital to support borrowers with strong background and sound commercial character helping them materialise their projects. We value the importance of clear communication and actively engage with borrowers and stakeholders in proactively managing risks and outcomes. Building trust, creating lasting relationships, prudent risk management and shared prosperity is at the core of our operational philosophy.
Together Vangeld’s mission is to be here to support your progress.
KEY TEAM MEMBERS
Asif Kawnine
Asif Kawnine is the Managing Director at Vangeld and Responsible Manager under Vangeld’s AFSL, where he drives the firm’s capital raising, loan origination, and investment strategy. With two decades of experience in structured lending, capital deployment, and real estate development, Asif has built a track record of matching high-quality credit opportunities with private and institutional capital.
Asif plays a central role in sourcing, structuring, and originating transactions across residential, commercial, and mixed-use asset classes, while also leading investor engagement and capital partnerships. His strategic focus is on delivering investor-aligned outcomes through disciplined underwriting, proactive borrower engagement, and tailored credit structuring. As a member of Vangeld’s Investment Committee, Asif drives a high-conviction approach to credit selection and portfolio construction. He is deeply committed to transparency, governance, and capital preservation—underpinning the firm’s growth strategy across markets and investor types.
Asif holds advanced qualifications, including an MBA from the University of Newcastle, a Certificate in Alternative Investments from Harvard Business School and has undertaken the Company Directors' Course from the Australian Institute of Company Directors (AICD).
Arif Kawnine, CFA
Arif Kawnine is a Director at Vangeld with over a decade of experience spanning corporate and institutional banking, capital markets and private credit. Arif brings deep expertise in credit risk and portfolio management, with a core focus on lifecycle oversight of loan assets from origination through to repayment or exit.
At Vangeld, Arif leads the firm’s credit structuring, asset monitoring, and portfolio risk management frameworks—ensuring each investment aligns with investor mandates and capital preservation goals. He is responsible for ongoing credit performance oversight, covenant monitoring, and exit strategies, applying an institutional lens to risk-adjusted returns. As a member of the Investment Committee, Arif ensures that each transaction is stress-tested, aligned to Vangeld’s investment thesis, and backed by rigorous due diligence.
Arif is a CFA® Charterholder and holds a Master of Commerce from the University of Sydney. In addition he has received extensive training in corporate and institutional credit during his tenure with global financial institutions prior to joining Vangeld. He is instrumental in reinforcing the firm’s disciplined approach to portfolio construction and risk governance.
MICHAEL ROBINSON
Michael Robinson brings over 40 years of legal, regulatory, and funds management experience to Vangeld. As Compliance Manager and Responsible Manager under Vangeld’s AFSL, he oversees the firm’s regulatory governance, investor protection frameworks, and risk compliance systems.
Previously the Managing Director of Securcorp Ltd, Michael played a key role in growing its secured mortgage lending book to over $680M, with a focus on regulatory integrity and operational compliance. He has served as Responsible Manager and compliance committee member across numerous wholesale and retail credit funds, contributing deep insight into risk frameworks for mortgage-backed credit. As a member of Vangeld’s Investment Committee, Michael ensures that all investment decisions meet high standards of compliance, fiduciary duty, and investor alignment.
A qualified solicitor with decades of experience in board and regulatory roles, Michael is integral to upholding Vangeld’s institutional-grade governance and stakeholder confidence.
Ethan Agosin
Ethan plays a key role in supporting Vangeld’s credit and investment function, with a focus on property and credit risk analysis during the loan assessment and approval process. He assists in preparing credit papers, conducting due diligence on borrowers and assets, and evaluating development feasibility and security profiles to support informed credit decision-making.
Working closely with the investment committee and senior team, Ethan contributes to risk reviews, market research, and comparable analysis, ensuring every transaction is grounded in robust asset-level fundamentals. While his core responsibilities are pre-financial close, he also assists in covenant tracking and data maintenance across the live loan portfolio.
Ethan is currently completing a Bachelor of Property Economics, further strengthening his applied understanding of property valuation, market cycles, and development risk—capabilities that are central to Vangeld’s secured lending strategy.
Michelle Saina
Michelle brings a strong background in statutory trust accounting and financial operations, with deep experience in managing high-integrity financial workflows within regulated environments. At Vangeld, she plays a key role in overseeing loan administration, controlled monies reconciliation, distributions processing in compliance with AFSL, custodian, and trust deed requirements.
With years of experience managing controlled money accounts, escrow-style arrangements, and stakeholder funds, Michelle brings precision and reliability to Vangeld’s servicing operations. Her expertise spans receivables tracking, disbursement calculations, and monthly investor reporting, all underpinned by a sound understanding of risk controls, audit trails, and fiduciary responsibility.
Michelle’s operational rigour ensures that Vangeld maintains accuracy, transparency, and timeliness across its loan and fund workflows. Her foundational experience in complex trust environments has been instrumental in supporting the firm’s scalable loan servicing model and delivering dependable investor-facing outcomes.